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6 Best Forex Brokers Accepting Credit/Debit Cards for 2026

By
Jitan Solanki
Dan Blystone
Reviewed By
Aviva Gurevich
Updated: Jun 25, 2026
Advertising DisclosureWe prioritize rigorous, unbiased testing through our independent review process. While our ratings are objective, we receive compensation that may influence list placement. Learn how we make money

A debit or credit card is one of the fastest ways to fund your trading account. When new market opportunities arise, it is essential to trade with a broker that allows you to deposit funds quickly but without incurring too many costs.

Equally, we want to be able to access and withdraw our funds as quickly as possible and in the most cost-effective way. Unfortunately, many brokers don’t offer credit and debit cards as a way to deposit and withdraw funds, and some of those that do offer them can have high fees.

Our team of experts has identified and tested the top forex brokers accepting credit and debit cards. Here are our findings.

List of Top Forex Brokers Accepting Credit and Debit Cards

Best Brokers for US Traders

Deposit and withdrawal via Visa and Mastercard. Zero deposit, withdrawal, platform, and routing fees. Wide range of futures markets. Easy-to-use futures trading app.

Visa, Mastercard, and Discover for deposit and withdrawal. Zero trading commission, deposit, and withdrawal. Elite Trader Program cash rebates. Advanced proprietary trading tools.

Best Brokers for International Traders

Multi-regulated. Deposit and withdraw via Visa/Mastercard. No fees for withdrawals and deposits. Fund in 10 base currencies.

Cutting-edge WebTrader platform. Deposit and withdraw via Visa, Mastercard, Maestro. Zero fees for deposits and withdrawals. 48 base currencies.

In-depth educational content. CME Group courses. Minimum deposit from $0. User-friendly platforms. 2100+ tradable instruments.

Zero fees for deposit and withdrawal. Low spreads, zero trading commissions. Deposit and withdraw via Visa and Mastercard. Fund in 4 base currencies.

*AvaTrade doesn’t allow CFD trading in Spain; only Futures are available.

How Did FXEmpire Select the Best Forex Brokers Accepting Credit and Debit Cards?

  • I confirmed that the brokers are authorized and regulated by a financial regulator for the best safety and security of funds.
  • I verified that each broker accepts credit and debit cards from Visa and Mastercard.
  • I checked the broker’s deposit and withdrawal transaction times for speed and efficiency.
  • I also explored costs related to deposits and withdrawals via debit/credit cards and selected brokers that provide zero or the lowest fees possible.
  • I ensured that the brokers accept a range of well-known currencies to deposit and withdraw funds.
  • I also opened accounts with each broker and tested their live spreads to compare them to our industry benchmarks.

Our team of experts has identified each broker’s strengths and weaknesses using FXEmpire’s comprehensive methodology.

Best Overall

Contracts for Difference (CFDs) are leveraged over-the-counter derivative products and carry a high level of risk to your capital. You should only risk capital that you can afford to lose. In certain circumstances, due to fluctuations in market value you may not get back your initial investment amount. You may not only lose your initial investment but you may incur a liability to pay a further amount to cover losses. This means you can lose more money than you have invested.
  • Min Deposit
    $100
  • Tradable Instruments
    10180
  • Fees
    Low

Why We Picked It

Established in 2005, FP Markets is authorized and regulated by multiple authorities, including CySEC, FSCA, and ASIC. It is the best overall broker as you can fund an account in 10 different currencies with zero fees for deposits and withdrawals to trade on more than 970+ CFD instruments using MT4, MT5, cTrader, and TradingView platforms.

Key Features:

  • Accepts Visa and Mastercard
  • Accepted currencies: AUD, USD, GBP, EUR, CAD, CHF, HKD, SGD, NZD, JPY
  • Deposit processing time: Instant
  • Withdrawal processing time: Up to 24 hours
  • Deposit, withdrawal or conversion fees: Zero
  • Additional payment options: Wire transfer, Neteller, Skrill, Cryptocurrencies

Our review confirmed that FP Markets provides a great overall experience for traders. During my live test of the broker, I was particularly impressed with the number of trading platforms and trading tools available. This includes all retail superstars: MT4, MT5, cTrader, TradingView aand the even Iress platform for trading real stocks.

While these platforms may seem more advanced, beginner traders should not shy away, as they come packed with many beneficial features like an intuitive FP Markets mobile app and an extensive library of educational resources. FP Markets also provides you with plugins such as Trading Central and AutoChartist. I enjoy using AutoChartist as it uses algorithms to identify real-time trading opportunities.

You can fund your account in 10 different currencies, and there are no deposit, withdrawal, or conversion fees. Our fees test also confirmed that FP Markets is a cost-efficient broker. We recorded 23 cents on gold and $17 on BTCUSD on the Standard account, both of which are way better than the industry average.

Pros and Cons

Pros
  • Extensive range of payment options.
  • Zero fees for deposits, withdrawals and conversions.
  • Multiple trading platforms
  • Trading accounts with raw-spread pricing
Cons
  • No proprietary web/desktop trading platform

Best Trading Platform

CFD Service, 80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money
  • Min Deposit
    $100
  • Tradable Instruments
    2764
  • Fees
    High

Why We Picked It

Plus500 was founded in 2008 and has grown to become one of the world’s leading forex and CFD brokers. It is licensed by 10 regulators globally, including top-tier FCA, CySEC, and ASIC, and is a FTSE 250 company listed on the London Stock Exchange (LSE).

Key Features:

  • Accepts Visa, Mastercard
  • Base currencies: AUD, CAD, HKD, JPY, NZD, SGD, CHF, EUR, GBP, USD, ARS, BSD, BHD, BRL, CLP, CNH, CNY, COP, CRC, HRK, ISK, IDR, KWD, MYR, MXN, TRY, OMR, PAB, QAR, RUB, SAR, RSD, SCR, ZAR, KRW, TWD, THB, AED, UYU, CZK, DKK, HUF, NOK, PLN, RON, SEK, BGN, ILS
  • Instant processing time for deposits
  • Withdrawal processing time within 1 business day
  • Zero deposit, withdrawal, or conversion fees
  • Additional payment options include: bank wire transfer, PayPal, Skrill

I rate the flagship Plus500 WebTrader as one of the best forex and CFD platforms available today. It has a highly intuitive design and packs advanced features, including robust charting, sophisticated order types, and unique research tools. +Insights provides exclusive access to the trading activity of millions of Plus500 clients, revealing data like the highest profit-making positions.

Deposits and withdrawals are fast and secure at Plus500 with no hold-ups or unfair charges. Traders can transfer money via Visa, Mastercard, Maestro, PayPal, Skrill, or bank wire. Plus500 beats the industry average by not charging any fees for deposits and withdrawals. Processing times are also faster than the majority of brokers.

Pros and Cons

Pros
  • Global presence and many options of base currencies
  • 24/7 chat support
  • 2,800 tradable instruments
  • Intuitive and feature-rich trading platform
Cons
  • Lacks phone support

Best for Beginners

73% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing money. (EU, UK)
  • Min Deposit
    $0
  • Tradable Instruments
    2090
  • Fees
    High

Why We Picked It

FxPro is a forex and CFD industry leader based in London. I rate the broker as a strong choice for beginners because of its rich educational materials, including in-depth courses. Clients also have access to over 2,100 markets and a selection of highly practical platforms.

Key Features:

  • Accepts Visa, Mastercard
  • Accepted currencies: EUR, USD, AUD, GBP, GPY, PLN, MYR, CHF, IDR, HUF
  • Instant processing time for deposits
  • Withdrawal methods: Bank wire, credit/debit cards, crypto payments, Stickpay, Google Pay, Skrill
  • Zero deposit, withdrawal, and conversion fees

Beginners can benefit from FxPro’s wealth of information covering topics related to technical analysis, fundamental analysis, and trading psychology. These materials are available as articles, webinars, and trading courses – you choose the format.

FxPro also offers beginners top-of-the-line market research, both developed in-house and incorporated from Trading Central and LiveSquawk. This includes a beginner-friendly economic calendar, a variety of technical analyses, and featured trading ideas.

The beginner-oriented FxPro Standard account has no minimum deposit requirement and features zero commissions and spreads starting from 1.2 pips.

Beginners can choose between FxPro Trading Platform, MetaTrader 4, MetaTrader 5, and cTrader. To learn more about these platforms, FxPro provides dedicated platform tutorials available on its YouTube channel.

Pros and Cons

Pros
  • Well-rounded educational content
  • Platform tutorials
  • Low minimum deposit
  • 2100+ tradable instruments
Cons
  • Inactivity fee

Best Low Spreads

Trading CFDs and FX Options entail risk and could result in the loss of your capital.
  • Min Deposit
    $100
  • Tradable Instruments
    1472
  • Fees
    Medium

Why We Picked It

Established in 2005, AvaTrade is a global forex and CFD broker that operates globally and is authorized and regulated by many reputable agencies like ASIC, CySEC, and FSA Japan. You can trade more than 1,450+ markets from the MT4 and MT5 platforms with competitive trading fees and a good range of zero-fee deposit and withdrawal methods.

Key Features:

  • Accepts Visa and Mastercard, excluding Canada
  • Accepted currencies include: USD, EUR, GBP, AUD
  • Instant processing time for deposits
  • Withdrawal processing time: up to 24 hours
  • Zero deposit, withdrawal or conversion fees
  • Additional payment options include bank wire transfer and e-payment providers such as Neteller and Skrill (but not for Australian or EU clients)

If you’re looking for a broker that provides access to low fees, then AvaTrade may be an option for you. In our live fee test, I found the spread for EUR/USD during the London and New York sessions averaged 0.8 pips on its commission-free trading account, which is below the industry average of 1.0 pips.

On top of low fees, there are no deposit, withdrawal, or conversion fees. However, I discovered that only traders from the UK can deposit funds in GBP, and only traders from Australia can deposit funds in AUD. However, wherever you are in the world (including the UK and Australia), everyone can deposit funds in USD or EUR.

Pros and Cons

Pros
  • Low spreads, zero commission
  • Zero deposit, withdrawal or conversion fees
  • Intuitive Ava Web Reader and AvaTrade App
  • Copy and social trading via AvaSocial App and DupliTrade
Cons
  • Limited range of payment options

Best Futures Trading Platform in the US

Trading with leverage comes with a high risk and may not be suitable for everyone.
  • Min Deposit
    $100
  • Tradable Instruments
    64
  • Fees
    Low

Why We Picked It

Established in 2008, Plus500 is a publicly traded company listed on the London Stock Exchange, licensed by multiple Tier-1 regulators worldwide, including the CFTC and NFA, and is a sponsor of the Chicago Bulls. The broker launched its Futures Trading App for U.S. residents in 2022, providing access to a decent range of futures markets with zero platform fees.

Key Features:

  • Accepts Visa and Mastercard
  • Accepted currencies include: USD
  • Instant processing time for deposits
  • Withdrawal processing time: 1 – 3 business days
  • Zero deposit and withdrawal fees
  • Additional payment options include: bank wire transfer, Google Pay, Apple Pay

I found the Plus500 Futures Trading app offers an excellent range of contracts and markets to trade on. You can choose between futures contracts on forex, crypto, metals, interest rates, equity indices, energy, and agriculture.

The Futures Trading Academy is geared toward beginner and intermediate traders, and the videos cover all fundamental aspects of trading futures. There are also well-written, in-depth educational articles covering various futures trading topics.

Pros and Cons

Pros
  • User-friendly Plus500 WebTrader
  • Wide range of futures and prediction markets
  • Extensive Futures Trading Academy.
  • Low intraday margins
Cons
  • No algo and copy trading

Best Overall in the US

OANDA corporation is a member of NFA and is subject to NFA's regulatory oversight and examinations. However, you should be aware that NFA does not have regulatory oversight authority over underlying or spot virtual currency products or transactions or virtual currency exchanges, custodians, or markets.
  • Min Deposit
    $0
  • Tradable Instruments
    69
  • Fees
    Medium

Why We Picked It

Established in 1996, OANDA is an award-winning broker licensed by multiple Tier-1 regulators worldwide, including the CFTC and NFA. OANDA US offers over 68 forex pairs, volume-based trading rebates, and an excellent range of trading platforms.

Key Features:

  • Accepts Visa, Mastercard
  • Accepted currencies include: USD
  • Instant processing time for deposits
  • Withdrawal processing time: 1 – 3 business days
  • Zero deposit and withdrawal fees
  • Additional payment options include: bank wire transfer and ACH

OANDA US provides an excellent trading experience for traders in the U.S. Over 68 forex pairs cover major, minor, and exotics for commission-free trading. In our live fee test, I found the spread for EUR/USD averaged 1.45 pips, slightly higher than the 1.0 pip industry average. And active users can receive cash rebates on their trades.

I was impressed with the number of feature-rich trading platforms OANDA US offers. Traders can choose between OANDA Web and Mobile, MT4, TradingView, MotiveWave, and Multicharts. I rate MT4 and Multicharts as excellent for algorithmic trading, while TradingView offers strong social features.

The market depth, order book flow, position ratios and built-in news aggregator indicators are an excellent addition to a trader’s arsenal. I found the position ratio indicator the most helpful as it identifies where most of the retail trading orders are, providing insight into where the market could move

Pros and Cons

Pros
  • $0 minimum deposit
  • OANDA Web, MT4, TradingView, and OANDA mobile app
  • Zero-commission forex trading
  • Cash rebates.
Cons
  • Only forex pairs and 8 cryptos available for trading

Meet Our Experts

The forex and CFD analysts and editors at FXEmpire bring together seasoned trading professionals and experienced financial journalists. Many of our experts have been featured in leading publications such as Investopedia and Forbes, and all of them combine strong industry credentials with hands-on trading experience.

Get to Know Our Authors

Dan BlystoneBroker Analyst

Dan Blystone began his career in the trading industry in 1998 on the floor of the Chicago Mercantile Exchange. Later, Dan gained insight into the forex industry during his time as a Series 3 licensed futures and forex broker. He also traded at a couple of different prop trading firms in Chicago. Dan is well-equipped to recommend the best forex brokers due to his extensive experience and understanding of the brokerage industry.

Jitan SolankiBroker Analyst

Jitan Solanki is a professional trader, market analyst, and educator. He day trades major currency and index markets and focuses on swing trading US equities and commodities. A qualified Market Technician, Jitan also works with trader education and brokerage companies on various projects. These include market analysis, live trading events, and broker reviews. As an experienced trader and educator, Jitan brings all his qualities in action when reviewing and recommending brokers.

Plamen StoyanovBroker Analyst

Having been a retail trader since 2013, Plamen has gained an in-depth understanding of the challenges that novice traders face today. His expertise is swing trading and day trading with a heavy emphasis on psychological and fundamental analysis. Plamen’s favourite trading instruments include FX majors and gold. He earned a Bachelor's degree in Economics and International Relations. Plamen's broad experience has equipped him with the expertise to recommend the best forex brokers.

Vladimir ZernovBroker Analyst

In more than 15 years of trading in the financial markets, Vladimir dealt with a wide range of brokers and financial instruments. His career as a day-trader at a proprietary trading firm goes back to 2007. Later, Vladimir turned to longer time frames and became an independent trader and analyst managing his own portfolio. Using his experience, he helps traders find the best broker in his reviews.

Dive deeper with our experts.Continue the conversation with traders and analysts in our community channels.

About the Authors

Jitan SolankiBroker Analyst

Jitan Solanki is a professional trader, market analyst, and educator. He day trades major currency and index markets and focuses on swing trading US equities and commodities. A qualified Market Technician, Jitan also works with trader education and brokerage companies on various projects. These include market analysis, live trading events, and broker reviews. As an experienced trader and educator, Jitan brings all his qualities in action when reviewing and recommending brokers.

Why you can trust FXEmpire

At FXEmpire, we strive to provide unbiased, thorough and accurate broker reviews by industry experts to help our users make smarter financial decisions.

Why you can trust FXEmpire

FXEmpire was founded in 2011, making us one of the first forex broker review sites. You can trust FXEmpire because of our thorough and unbiased review process. With over a decade of experience, we have a team of industry experts who conduct rigorous tests to ensure our reviews are accurate and unbiased. Our reviews are designed to bring clarity and confidence to the process of choosing a broker, and are based on objective criteria and measurable data. Our editorial team is composed of trading industry professionals and seasoned financial journalists, who ensure that our reviews are accurate and unbiased. Additionally, our review system is based on 9 core categories and over 250 distinct variables, which ensures that all aspects of a broker are considered before giving a final rating. So, you can trust FXEmpire to provide you with honest and informative reviews that will help you make an informed decision on which broker will best enable you to reach your financial goals.
Advertising DisclosureWe prioritize rigorous, unbiased testing through our independent review process. While our ratings are objective, we receive compensation that may influence list placement. Learn how we make money