6 Best Forex Brokers Accepting Credit/Debit Cards for 2026
A debit or credit card is one of the fastest ways to fund your trading account. When new market opportunities arise, it is essential to trade with a broker that allows you to deposit funds quickly but without incurring too many costs.
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Equally, we want to be able to access and withdraw our funds as quickly as possible and in the most cost-effective way. Unfortunately, many brokers don’t offer credit and debit cards as a way to deposit and withdraw funds, and some of those that do offer them can have high fees.
Our team of experts has identified and tested the top forex brokers accepting credit and debit cards. Here are our findings.
List of Top Forex Brokers Accepting Credit and Debit Cards
Best Brokers for US Traders
Best Brokers for International Traders
*AvaTrade doesn’t allow CFD trading in Spain; only Futures are available.
Compare All Listed Brokers
| Broker | Score | Fees Score | Min Deposit | Max Leverage | Platforms | Visit Broker |
|---|---|---|---|---|---|---|
Plus500 US | 4.5 | 4.6 | $10 | 1:50 (CFTC) 1:50 (NFA) | Plus500 Web Platform, Plus500 Mobile App | Trading with leverage comes with a high risk and may not be suitable for everyone. |
OANDA US | 4.3 | 3.8 | $0 | 1:50 (CFTC) 1:50 (NFA) | Proprietary, MT4, TradingView | OANDA corporation is a member of NFA and is subject to NFA's regulatory oversight and examinations. However, you should be aware that NFA does not have regulatory oversight authority over underlying or spot virtual currency products or transactions or virtual currency exchanges, custodians, or markets. |
FP Markets | 4.6 | 4.1 | $100 | 1:500 (FSA) 1:500 (FSCM) · 1:500 (Unregulated) · 1:400 (FSCA) · 1:30 (ASIC) · 1:500 (CMA) | MT5, cTrader, IRESS, MT4, Mottai, TradingView | Contracts for Difference (CFDs) are leveraged over-the-counter derivative products and carry a high level of risk to your capital. You should only risk capital that you can afford to lose. In certain circumstances, due to fluctuations in market value you may not get back your initial investment amount. You may not only lose your initial investment but you may incur a liability to pay a further amount to cover losses. This means you can lose more money than you have invested. |
Plus500 | 4.3 | 3.3 | $100 | 1:30 (ASIC) 1:30 (FMA) · 1:30 (FSCA) · 1:300 (FSA) · 1:30 (FCA) · 1:20 (MAS) · 1:30 (EFSA) · 1:30 (CySEC) · 1:30 (DFSA) · 1:200 (SCB) | Plus500 Web Platform, Plus500 Mobile App | CFD Service, 80% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money |
FxPro | 4.3 | 3.0 | $0 | 1:30 (FCA) 1:10000 (FSA) · 1:200 (SCB) · 1:30 (CySEC) | MT5, cTrader, MT4, FxPro Trading Platform, FxPro Mobile App, TradingView | 73% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing money. (EU, UK) |
AvaTrade | 4.5 | 4.2 | $100 | 1:400 (FSCA) 1:30 (CBI) · 1:200 (BVI FSC) · 1:30 (ASIC) · 1:400 (ADGM) · 1:25 (JFSA) · 1:30 (ISA) · 1:30 (CySEC) | AvaOptions, AvaSocial, MT5, Proprietary, MT4, DupliTrade, Ava Web Trader, AvaTrade App | Trading CFDs and FX Options entail risk and could result in the loss of your capital. |
How Did FXEmpire Select the Best Forex Brokers Accepting Credit and Debit Cards?
- I confirmed that the brokers are authorized and regulated by a financial regulator for the best safety and security of funds.
- I verified that each broker accepts credit and debit cards from Visa and Mastercard.
- I checked the broker’s deposit and withdrawal transaction times for speed and efficiency.
- I also explored costs related to deposits and withdrawals via debit/credit cards and selected brokers that provide zero or the lowest fees possible.
- I ensured that the brokers accept a range of well-known currencies to deposit and withdraw funds.
- I also opened accounts with each broker and tested their live spreads to compare them to our industry benchmarks.
Best Overall
- $100Min Deposit
- 10180Tradable Instruments
- MediumFees
Why We Picked It
Established in 2005, FP Markets is authorized and regulated by multiple authorities, including CySEC, FSCA, and ASIC. It is the best overall broker as you can fund an account in 10 different currencies with zero fees for deposits and withdrawals to trade on more than 970+ CFD instruments using MT4, MT5, cTrader, and TradingView platforms.
Key Features:
- Accepts Visa and Mastercard
- Accepted currencies: AUD, USD, GBP, EUR, CAD, CHF, HKD, SGD, NZD, JPY
- Deposit processing time: Instant
- Withdrawal processing time: Up to 24 hours
- Deposit, withdrawal or conversion fees: Zero
- Additional payment options: Wire transfer, Neteller, Skrill, Cryptocurrencies
Our review confirmed that FP Markets provides a great overall experience for traders. During my live test of the broker, I was particularly impressed with the number of trading platforms and trading tools available. This includes all retail superstars: MT4, MT5, cTrader, TradingView aand the even Iress platform for trading real stocks.
While these platforms may seem more advanced, beginner traders should not shy away, as they come packed with many beneficial features like an intuitive FP Markets mobile app and an extensive library of educational resources. FP Markets also provides you with plugins such as Trading Central and AutoChartist. I enjoy using AutoChartist as it uses algorithms to identify real-time trading opportunities.
You can fund your account in 10 different currencies, and there are no deposit, withdrawal, or conversion fees. Our fees test also confirmed that FP Markets is a cost-efficient broker. We recorded 23 cents on gold and $17 on BTCUSD on the Standard account, both of which are way better than the industry average.
Pros and Cons
- Extensive range of payment options.
- Zero fees for deposits, withdrawals and conversions.
- Multiple trading platforms
- Trading accounts with raw-spread pricing
- No proprietary web/desktop trading platform
Best Trading Platform
- $100Min Deposit
- 2764Tradable Instruments
- HighFees
Why We Picked It
Plus500 was founded in 2008 and has grown to become one of the world’s leading forex and CFD brokers. It is licensed by 10 regulators globally, including top-tier FCA, CySEC, and ASIC, and is a FTSE 250 company listed on the London Stock Exchange (LSE).
Key Features:
- Accepts Visa, Mastercard
- Base currencies: AUD, CAD, HKD, JPY, NZD, SGD, CHF, EUR, GBP, USD, ARS, BSD, BHD, BRL, CLP, CNH, CNY, COP, CRC, HRK, ISK, IDR, KWD, MYR, MXN, TRY, OMR, PAB, QAR, RUB, SAR, RSD, SCR, ZAR, KRW, TWD, THB, AED, UYU, CZK, DKK, HUF, NOK, PLN, RON, SEK, BGN, ILS
- Instant processing time for deposits
- Withdrawal processing time within 1 business day
- Zero deposit, withdrawal, or conversion fees
- Additional payment options include: bank wire transfer, PayPal, Skrill
I rate the flagship Plus500 WebTrader as one of the best forex and CFD platforms available today. It has a highly intuitive design and packs advanced features, including robust charting, sophisticated order types, and unique research tools. +Insights provides exclusive access to the trading activity of millions of Plus500 clients, revealing data like the highest profit-making positions.
Deposits and withdrawals are fast and secure at Plus500 with no hold-ups or unfair charges. Traders can transfer money via Visa, Mastercard, Maestro, PayPal, Skrill, or bank wire. Plus500 beats the industry average by not charging any fees for deposits and withdrawals. Processing times are also faster than the majority of brokers.
Pros and Cons
- Global presence and many options of base currencies
- 24/7 chat support
- 2,800 tradable instruments
- Intuitive and feature-rich trading platform
- Lacks phone support
Best for Beginners
- $0Min Deposit
- 2090Tradable Instruments
- HighFees
Why We Picked It
FxPro is a forex and CFD industry leader based in London. I rate the broker as a strong choice for beginners because of its rich educational materials, including in-depth courses. Clients also have access to over 2,100 markets and a selection of highly practical platforms.
Key Features:
- Accepts Visa, Mastercard
- Accepted currencies: EUR, USD, AUD, GBP, GPY, PLN, MYR, CHF, IDR, HUF
- Instant processing time for deposits
- Withdrawal methods: Bank wire, credit/debit cards, crypto payments, Stickpay, Google Pay, Skrill
- Zero deposit, withdrawal, and conversion fees
Beginners can benefit from FxPro’s wealth of information covering topics related to technical analysis, fundamental analysis, and trading psychology. These materials are available as articles, webinars, and trading courses – you choose the format.
FxPro also offers beginners top-of-the-line market research, both developed in-house and incorporated from Trading Central and LiveSquawk. This includes a beginner-friendly economic calendar, a variety of technical analyses, and featured trading ideas.
The beginner-oriented FxPro Standard account has no minimum deposit requirement and features zero commissions and spreads starting from 1.2 pips.
Beginners can choose between FxPro Trading Platform, MetaTrader 4, MetaTrader 5, and cTrader. To learn more about these platforms, FxPro provides dedicated platform tutorials available on its YouTube channel.
Pros and Cons
- Well-rounded educational content
- Platform tutorials
- Low minimum deposit
- 2100+ tradable instruments
- Inactivity fee
Best Low Spreads
- $100Min Deposit
- 1472Tradable Instruments
- MediumFees
Why We Picked It
Established in 2005, AvaTrade is a global forex and CFD broker that operates globally and is authorized and regulated by many reputable agencies like ASIC, CySEC, and FSA Japan. You can trade more than 1,450+ markets from the MT4 and MT5 platforms with competitive trading fees and a good range of zero-fee deposit and withdrawal methods.
Key Features:
- Accepts Visa and Mastercard, excluding Canada
- Accepted currencies include: USD, EUR, GBP, AUD
- Instant processing time for deposits
- Withdrawal processing time: up to 24 hours
- Zero deposit, withdrawal or conversion fees
- Additional payment options include bank wire transfer and e-payment providers such as Neteller and Skrill (but not for Australian or EU clients)
If you’re looking for a broker that provides access to low fees, then AvaTrade may be an option for you. In our live fee test, I found the spread for EUR/USD during the London and New York sessions averaged 0.8 pips on its commission-free trading account, which is below the industry average of 1.0 pips.
On top of low fees, there are no deposit, withdrawal, or conversion fees. However, I discovered that only traders from the UK can deposit funds in GBP, and only traders from Australia can deposit funds in AUD. However, wherever you are in the world (including the UK and Australia), everyone can deposit funds in USD or EUR.
Pros and Cons
- Low spreads, zero commission
- Zero deposit, withdrawal or conversion fees
- Intuitive Ava Web Reader and AvaTrade App
- Copy and social trading via AvaSocial App and DupliTrade
- Limited range of payment options
Best Futures Trading Platform in the US
- $10Min Deposit
- 64Tradable Instruments
- LowFees
Why We Picked It
Established in 2008, Plus500 is a publicly traded company listed on the London Stock Exchange, licensed by multiple Tier-1 regulators worldwide, including the CFTC and NFA, and is a sponsor of the Chicago Bulls. The broker launched its Futures Trading App for U.S. residents in 2022, providing access to a decent range of futures markets with zero platform fees.
Key Features:
- Accepts Visa and Mastercard
- Accepted currencies include: USD
- Instant processing time for deposits
- Withdrawal processing time: 1 – 3 business days
- Zero deposit and withdrawal fees
- Additional payment options include: bank wire transfer, Google Pay, Apple Pay
I found the Plus500 Futures Trading app offers an excellent range of contracts and markets to trade on. You can choose between futures contracts on forex, crypto, metals, interest rates, equity indices, energy, and agriculture.
The Futures Trading Academy is geared toward beginner and intermediate traders, and the videos cover all fundamental aspects of trading futures. There are also well-written, in-depth educational articles covering various futures trading topics.
Pros and Cons
- User-friendly Plus500 WebTrader
- Wide range of futures and prediction markets
- Extensive Futures Trading Academy.
- Low intraday margins
- No algo and copy trading
Best Overall in the US
- $0Min Deposit
- 69Tradable Instruments
- MediumFees
Why We Picked It
Established in 1996, OANDA is an award-winning broker licensed by multiple Tier-1 regulators worldwide, including the CFTC and NFA. OANDA US offers over 68 forex pairs, volume-based trading rebates, and an excellent range of trading platforms.
Key Features:
- Accepts Visa, Mastercard
- Accepted currencies include: USD
- Instant processing time for deposits
- Withdrawal processing time: 1 – 3 business days
- Zero deposit and withdrawal fees
- Additional payment options include: bank wire transfer and ACH
OANDA US provides an excellent trading experience for traders in the U.S. Over 68 forex pairs cover major, minor, and exotics for commission-free trading. In our live fee test, I found the spread for EUR/USD averaged 1.45 pips, slightly higher than the 1.0 pip industry average. And active users can receive cash rebates on their trades.
I was impressed with the number of feature-rich trading platforms OANDA US offers. Traders can choose between OANDA Web and Mobile, MT4, TradingView, MotiveWave, and Multicharts. I rate MT4 and Multicharts as excellent for algorithmic trading, while TradingView offers strong social features.
The market depth, order book flow, position ratios and built-in news aggregator indicators are an excellent addition to a trader’s arsenal. I found the position ratio indicator the most helpful as it identifies where most of the retail trading orders are, providing insight into where the market could move
Pros and Cons
- $0 minimum deposit
- OANDA Web, MT4, TradingView, and OANDA mobile app
- Zero-commission forex trading
- Cash rebates.
- Only forex pairs and 8 cryptos available for trading
All the Brokers We Tested
Update history
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About the Authors
Jitan Solanki is a professional trader, market analyst, and educator. He day trades major currency and index markets and focuses on swing trading US equities and commodities. A qualified Market Technician, Jitan also works with trader education and brokerage companies on various projects. These include market analysis, live trading events, and broker reviews. As an experienced trader and educator, Jitan brings all his qualities in action when reviewing and recommending brokers.
Dan Blystone began his career in the trading industry in 1998 on the floor of the Chicago Mercantile Exchange. Later, Dan gained insight into the forex industry during his time as a Series 3 licensed futures and forex broker. He also traded at a couple of different prop trading firms in Chicago. Dan is well-equipped to recommend the best forex brokers due to his extensive experience and understanding of the brokerage industry.
As a Senior Content Editor at FXEmpire, Ola has revised and fact-checked over 200 broker reviews and guides. Her profound understanding of financial markets has been crucial in developing the proprietary rating system.
Aviva is a Senior Content Editor at FXEmpire. Her substantial contributions include refining over 150 broker reviews and 'Best Brokers Guides,' enhancing our proprietary methodology, and ensuring every fact is meticulously verified.
- List of Top Forex Brokers Accepting Credit and Debit Cards
- How Did FXEmpire Select the Best Forex Brokers Accepting Credit and Debit Cards?
- Best Overall
- Best Trading Platform
- Best for Beginners
- Best Low Spreads
- Best Futures Trading Platform in the US
- Best Overall in the US
- All the Brokers We Tested
- Update history
- Related Guides